Monday, October 24, 2011

Is it too late to get Flood Insurance? Free Flood-zone Check Here

     The standard flood insurance policy comes with a 30-day waiting period.  In the insurance world, the waiting period is the amount of time that you have to wait after the policy is issued to be covered from any losses.  Flood is not covered under any standard home insurance policy!  If the local news says that a flood is coming, unfortunately it is probably too late to get flood insurance.  Luckily, FEMA (the Federal Emergency Management Agency) has stepped in and has created set pricing that insurance companies can charge for homes in preferred flood-zones.  The three preferred zones are B, C and X and have low to moderate risk of flood.  What zone are you in? Call 877-50-MyHome Ext 8481 and I will give you a free flood-zone determination.  I know a few places charge you up to $20 for what I can do for free.  Call today!

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